No Income Verification Loan Alternatives
Get prequalified in minutes! Low rates. Simplified process.
Our programs help borrowers qualify for mortgages using alternative documentation methods. If you’ve been looking for a stated income loan, no doc loan, or no income verification product, we may be able to help you accomplish your goals with our Bank Statement, Asset Qualifier, 1099 Only, and Investor Cash Flow loan (DSCR) programs. Loan amounts $350K to $5M.
Get a Fast, Free Quote in Minutes
Luxury Mortgage: We're a direct lender so we don't resell your data. This form does not affect your credit score.
No Tax Returns or W2s Needed. Get Started.
No Income Verification Loan Alternatives
Get a loan today without the need for tax returns or W2s. Loan amounts $350K to $5M. Get Prequalified in minutes!
Get a Fast, Free Quote in Minutes!
Luxury Mortgage: We’re a direct lender so we don’t resell your data. This form does not affect your credit score.
Our programs help borrowers qualify for mortgages using alternative documentation methods. If you’ve been looking for a stated income loan, no doc loan, or no income verification product, we may be able to help you accomplish your goals with our Bank Statement Loan, Asset Qualifier, 1099 Only, and Investor Cash Flow loan (DSCR) programs.
Program Highlights
- Loan amounts to $350K to $5M
- Fixed and adjustable rate mortgages
- No tax returns or W-2s required
- All occupancy types (Primary residence, second home or investment property)
Get Simple Access®
Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.
Bank Statement Loans
Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.
1099 Only
Are you a consultant or contractor? Use your 1099 income to qualify.
Investor Cash Flow
Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.
Asset Qualifier
Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.
Have Questions? Let’s Chat.
Call us today at (888) 379-0303 for a Free Consultation and to learn if a Simple Access Loan may be right for your situation.
We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.
Call us today: (888) 448-2267
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