The Rental Property Loan Experts / No W-2 No Problem

Investment Property Loans

Get prequalified in minutes! Low rates. Simplified process.

Luxury Mortgage offers a wide variety of rental property financing solutions. With our Simple Access® Investor Cash Flow loan borrowers may qualify only using rental income generated from the subject property. No W-2s are needed. We also have great full documentation programs as well. Contact us today for a free quote and consultation.

(888) 379-0303

Get a Fast, Free Quote in Minutes

Luxury Mortgage: We're a direct lender so we don't resell your data. This form does not affect your credit score.

No Tax Returns or W2s Needed. Get Started.

Investment Property Loans

Use rental income from the subject property to qualify. No W-2, no problem.

(888) 379-0303

GET STARTED

Get a Fast, Free Quote in Minutes!

Luxury Mortgage: We’re a direct lender so we don’t resell your data. This form does not affect your credit score.

Investor Cash Flow Loan Highlights

Rather than being based on income and employment documentation, this unique rental property loan program qualification is based on what the cash flow from the property will be once it’s rented.

Loan amounts to $3.5MM
No debt-to-income (DTI) or employment verification required
Qualification is based on the debt-service coverage ratio (DSCR) of the subject property
All occupancy types (Primary residence, second home or investment property)
Multiple financed properties allowed

Full Doc Options

If you prefer to qualify using tax returns, assets, and W2 earnings, we have great full-doc investment property loans at some of the most competitive rates in the market.