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Investment Property Loans

Luxury Mortgage offers a wide variety of rental property financing solutions. With our Simple Access® Investor Cash Flow loan borrowers may qualify only using rental income generated from the subject property. No W-2s are needed. We also have great full documentation programs as well. Contact us today for a free quote and consultation.

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Call today to see if you qualify (877) 549-8392

Get your Quick Qualification!

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Get your Quick Qualification!

Luxury Mortgage: We’re a direct lender so we don’t resell your data. This form does not affect your credit score.

This field is for validation purposes and should be left unchanged.

Rental Property Loan Experts (877) 549-8392

Luxury Mortgage offers a wide variety of rental property financing solutions. With our Simple Access® Investor Cash Flow loan borrowers may qualify only using rental income generated from the subject property. No W-2s are needed. We also have great full documentation programs as well. Contact us today for a free quote and consultation.
Family moving into their new house

Investor Cash Flow Loan Highlights

Rather than being based on income and employment documentation, this unique rental property loan program qualification is based on what the cash flow from the property will be once it’s rented.

  • Loan amounts to $3.5MM
  • No debt-to-income (DTI) or employment verification required
  • Qualification is based on the debt-service coverage ratio (DSCR) of the subject property
  • All occupancy types (Primary residence, second home or investment property)
  • Multiple financed properties allowed

Full Doc Options

If you prefer to qualify using tax returns, assets, and W2 earnings, we have great full-doc investment property loans at some of the most competitive rates in the market.

City Street in Fall

Get Simple Access®

Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.

Bank Statement Loans

Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.

1099 Only

Are you a consultant or contractor? Use your 1099 income to qualify.

Investor Cash Flow

Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.

Asset Qualifier

Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.

Have Questions? Let’s Chat.

Call us today at (877) 549-8392 for a Free Consultation and to learn if a Simple Access Loan may be right for your situation.

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We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.

Call us today: (888) 448-2267

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