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Alternative Documentation Home Loans
Simple Access® lending programs help borrowers qualify for mortgages using alternative documentation methods. If you’ve been looking for a stated income loan, no doc loan, or no income verification product, Simple Access® may help you accomplish your goals. We offer a variety of products including Bank Statement Loans, Asset Qualifiers, 1099 Only, and Investor Cash Flow loans (DSCR).
- Loan amounts to $3.5MM
- Fixed and adjustable rate mortgages
- No tax returns or W-2s required
- All occupancy types (Primary residence, second home or investment property)
Get Simple Access®
Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.
Bank Statement Loans
Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.
Are you a consultant or contractor? Use your 1099 income to qualify.
Investor Cash Flow
Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.
Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.