Explore Refinancing Options
Cash in with a Cash-Out Refinance
Explore refinancing options to receive cash from your home’s equity or save money every month with a lower rate!
Simple Access® Non-QM
NO TAX RETURNS, NO PROBLEM
Our Simple Access® loan programs are the industry’s leading Non-QM lending solution. These programs offer alternative income verification options for consumers who are self-employed or who may have complex financial situations. Whether you are buying your forever home or an investment property for financial planning, the Simple Access loan can help!
Creative Simple Access® Programs
At Luxury Mortgage, we think outside-of-the-box and find financing when others cannot. Our Simple Access line of lending products helps more consumers qualify for financing with less paperwork and hassle. Learn more about our Simple Access® programs and see if one may be right for your situation..
Bank Statement Loans
For self-employed borrowers. Use bank statements to qualify. No Tax returns or W2s Needed.
Home loan solution created for 1099 income earners such as freelancers and gig-workers.
Investor Cash Flow
Allows investors to use future rents to help qualify for rental property purchases.
Borrowers can use their assets to qualify for a purchase or refinance instead of their income.
A solution for scenarios that don’t quite fit the guidelines for conventional financing.
Flexible solution for large loan amounts to accommodate a wide variety of scenarios.