For Loans Outside of Traditional Qualification Methods

Full Documentation Loans

Our Simple Access® Non-QM Full Documentation loan is a solution for scenarios that don’t quite fit into traditional qualification methods. Using common sense underwriting eligibility is based on your partial income verification.

Mom walking with daughter
Family on front steps of home

Loan Highlights

  • Loan amounts to $3.5MM
  • Fixed and adjustable rate mortgages
  • All occupancy types (Primary residence, second home or investment property)
  • Multiple financed properties allowed
  • Non-Warrantable Condos may be considered

Loan Requirements

  • Provide two years of W-2s
  • All appraisals are subject to underwriting review and acceptance
  • Must have three trade lines and a credit history covering 24 months

Have Questions? Let’s Chat.

Call us today at (888) 379-0303 for a Free Consultation and to learn if a Full Doc Loan may be right for your situation.

Get in touch.

We’re here to answer any question you may have about Bank Statement Loans or any of our other mortgage programs.

Luxury Mortgage Logo

We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.

Call us today: (888) 379-0303

Equal Housing Opportunity