For Loans Outside of Traditional Qualification Methods
Full Documentation Loans
Our Simple Access® Non-QM Full Documentation loan is a solution for scenarios that don’t quite fit into traditional qualification methods. Using common sense underwriting eligibility is based on your partial income verification.
- Loan amounts to $3.5MM
- Credit scores down to 700
- All occupancy types (Primary residence, second home or investment property)
- 5/6, 7/6, 10/6 ARM, 15, 20 and 30 Year Fixed
- Non-Warrantable Condos may be considered
- Provide two years of W-2s
- All appraisals are subject to underwriting review and acceptance
- Must have three trade lines and a credit history covering 24 months
Get in touch.
We’re here to answer any question you may have about Bank Statement Loans or any of our other mortgage programs.
We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.
Call us today: (888) 379-0303