The Difference Between Second Homes and Investment Properties

The Difference Between Second Homes and Investment Properties

When describing property that is not considered a primary residence, the terms “investment property” and “second home” are often used interchangeably. But it’s much more than semantics. There are significant tax and mortgage financing differentiations between...
Have Uneven Income? You can Still Qualify for a Mortgage

Have Uneven Income? You can Still Qualify for a Mortgage

Not a W-2 earner? Not everyone is. And sometimes a conventional mortgage loan isn’t the answer to your unique work situation. Self-employed, independent contractors, gig workers, commissioned-based employees, landlords, or anyone else who does not have a standard W-2...
Winter Home Buying Tips

Winter Home Buying Tips

Shopping for a home in the spring, buyers are lured by the curb appeal of beautiful blooming landscapes and the promising warm temperatures. It’s generally perceived as the best time of year to buy a home. But don’t underestimate the advantages of buying in the...
New Fannie/Freddie Mortgage Refinance Program Helps Borrowers Save Big

New Fannie/Freddie Mortgage Refinance Program Helps Borrowers Save Big

Low mortgage rates make refinancing very enticing for homeowners, providing big savings over time. But for many homeowners, the upfront costs aren’t feasible. Luckily, there is a new federally-backed option that gives more borrowers the opportunity to refinance,...
Buying Your First Investment Property

Buying Your First Investment Property

You’ve done your homework. You’ve calculated operating costs, evaluated margins, factored in unexpected costs, and considered return on the dollar. You’ve weighed all the risks and rewards and decided that investing in real estate is a great way to diversify your...
How do I know if I qualify for a Non-QM loan?

How do I know if I qualify for a Non-QM loan?

Conventional loans may not be the best-fit mortgage for everybody; borrowers with unique financial circumstances may have difficulty qualifying based on conventional lending requirements. The good news is non-qualified mortgages, or Non-QM loan products, are designed...
The Top 10 Hottest U.S. Housing Markets in 2021

The Top 10 Hottest U.S. Housing Markets in 2021

The real estate market outlook continues to be favorable for home sellers, with prices steadily rising since 2020. In fact, prices rose by 22.2 percent compared to 2019. And, with low interest rates and low inventory, bidding wars are pushing prices even higher. So,...
Government Streamline Refinance Options

Government Streamline Refinance Options

Sometimes, refinancing your mortgage just makes sense; especially if you can move to a lower interest rate and a more affordable monthly payment. Streamline refinance options for government-backed FHA, VA, and USDA home loans can significantly reduce the time it takes...
The Demand for Non-QM Loans in 2021

The Demand for Non-QM Loans in 2021

(855) 288-4555 Get a Free Quote in Minutes Non-qualified mortgages, or Non-QM loans, are products designed to help homebuyers whose financial scenarios fall outside of traditional mortgage criteria – this includes real estate investors. During the early part of...
Make Buying a Home Easier with Down Payment Assistance

Make Buying a Home Easier with Down Payment Assistance

In today’s very competitive housing market, a great number of buyers are putting down around 20% of the purchase price to give their offer an advantage. But the reality is many first-time buyers who finance a home do not have that cash on hand. In fact, many would-be...