Gene Chiapparelli

NMLS #: 85288

Hello. I’m here to help you find the right home financing solution for your individual needs. Contact me today for a free quote and consultation.

Sr. Mortgage Loan Originator
Office: (914) 298-3200
Direct Line: (914) 298-3209
Licensed in: CT, FL, NJ, NY
Branch: 399 Knollwood Rd #304, White Plains, NY 10603 | NMLS #: 438440

Gene Michael Chiapparelli

About Gino

As a teenager, Gino loved math and doing small repairs around his family home. That, along with his love of real estate, led him into a very exciting career in the Mortgage Banking Industry. With almost 25 years in the business, he has established a very dedicated client base and earned the respect from his business associates. Gino’s dedication to customer service—coupled with his unique attention to detail—is his claim to fame. He brings a wealth of knowledge in many aspects of Real Estate purchases. This helps reduce the anxiety that often accompanies the home buying process, especially with first-time buyers.

Gino and his partner Rich have bought and sold many homes on Fire Island. They’ve found it to be a great place to invest and own and have met so many new and longtime friends.

When not checking emails from clients (days, nights, weekends and even holidays!) he enjoys cooking, home improvement projects, gardening and entertaining many new friends that he met through the mortgage process.

Customer feedback.

Get moving in the right direction.

We focus on helping you find the right solution for your needs. Our Mortgage Loan Originators can help you weigh your options so you can make a well informed decision.

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First Time Home Buyers

Variety of low and no money down home loan options for first-time home buyers including FHA, VA, USDA, and conventional solutions.

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Self-Employed & 1099 Earners

Bank Statement, 1099 Only, and Asset Qualifier loan programs designed specifically to meet the needs of the self-employed.

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Full Documentation Loan Options

Traditional conventional loans and Full Documentation programs for those who may not fit perfectly within agency underwriting guidelines.

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Real Estate Investors

Investor Cash Flow loan program allows real estate investors to use future rents to qualify for purchasing 1-4 unit rental properties.

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Jumbo Loans for Higher Loan Amounts

Creative Full Documentation and Alternative Documentation loan solutions for loan amounts exceeding conforming limits.

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Second & Vacation Homes

Financing options for second/vacation home properties with our Full Doc and Alternative Doc loan programs.


Low & No Money Down

Variety of low and no money down loan options including FHA, VA, USDA, HomeReady, Home Possible & more.


Reverse Mortgages

Designed to help seniors convert their equity to a source of income in their retirement years.


Down Payment Assistance

Multiple home loan programs designed to work in conjunction with down payment assistance in certain geographic markets.

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Get Simple Access®

Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.

Bank Statement Loans

Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.

1099 Only

Are you a consultant or contractor? Use your 1099 income to qualify.

Investor Cash Flow

Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.

Asset Qualifier

Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.

Full Documentation

Just missed the guidelines for conventional financing? This program is a way for you to expand your loan options.

Simple Access from Luxury Mortgage

Discover why thousands of home buyers and homeowners choose Luxury Mortgage for their home financing needs.

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We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.

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