Jenni Jeanne Marie Wowk

NMLS #: 85445

Hello. I’m here to help you find the right home financing solution for your individual needs. Contact me today for a free quote and consultation.

Sr. Mortgage Loan Originator
Office: (914) 298-3200
Direct Line: (914) 298-3215
Mobile Line: (914) 907-8493
Licensed in: CT, FL, NJ, NY
Branch: 399 Knollwood Rd #304, White Plains, NY 10603 | NMLS #: 438440

JJ Wowk

About JJ

JJ Wowk is a Mortgage Loan Originator with Luxury Mortgage Corp since 2008. She has been in the mortgage business for over 20 years specializing in residential lending for first time home buyers, purchasers of luxury properties, FHA loans, foreign nationals and investment properties. While most of her transactions are in the tri-state area, she is licensed to arrange loans throughout the country.

Ms. Wowk’s extensive knowledge of the mortgage process allows her to guide her clients thru the approval and closing process in a smooth and professional manner. Her experience and broad network of lenders enable her to offer the most competitive interest rates for the widest range of loan options that are available to each client. Her financial background enables her to find mortgage solutions that meet the financial goals of every borrower including divorce related financing.

Ms. Wowk is a licensed professional and understands the complexities of the current mortgage environment. She has committed herself to being informed so that she can dedicate herself to meet the needs of her clients in this ever changing economic environment. Her third generation of referrals from previous clients, attorneys, real estate brokers and financial planners is a testament to her commitment to excellence and superior service.

Ms. Wowk graduated with a BBA in Marketing and a MBA in Finance from Bernard Baruch College. Prior to mortgage banking, Ms. Wowk spent over a decade as a senior financial analyst in the NY area.

She currently resides in Yorktown Heights, NY with her husband and 2 sons who are currently attending Binghamton University and University of Delaware.

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We focus on helping you find the right solution for your needs. Our Mortgage Loan Originators can help you weigh your options so you can make a well informed decision.

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First Time Home Buyers

Variety of low and no money down home loan options for first-time home buyers including FHA, VA, USDA, and conventional solutions.

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Self-Employed & 1099 Earners

Bank Statement, 1099 Only, and Asset Qualifier loan programs designed specifically to meet the needs of the self-employed.

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Full Documentation Loan Options

Traditional conventional loans and Full Documentation programs for those who may not fit perfectly within agency underwriting guidelines.

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Real Estate Investors

Investor Cash Flow loan program allows real estate investors to use future rents to qualify for purchasing 1-4 unit rental properties.

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Jumbo Loans for Higher Loan Amounts

Creative Full Documentation and Alternative Documentation loan solutions for loan amounts exceeding conforming limits.

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Second & Vacation Homes

Financing options for second/vacation home properties with our Full Doc and Alternative Doc loan programs.


Low & No Money Down

Variety of low and no money down loan options including FHA, VA, USDA, HomeReady, Home Possible & more.


Reverse Mortgages

Designed to help seniors convert their equity to a source of income in their retirement years.


Down Payment Assistance

Multiple home loan programs designed to work in conjunction with down payment assistance in certain geographic markets.

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Get Simple Access®

Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.

Bank Statement Loans

Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.

1099 Only

Are you a consultant or contractor? Use your 1099 income to qualify.

Investor Cash Flow

Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.

Asset Qualifier

Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.

Full Documentation

Just missed the guidelines for conventional financing? This program is a way for you to expand your loan options.

Simple Access from Luxury Mortgage

Discover why thousands of home buyers and homeowners choose Luxury Mortgage for their home financing needs.

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We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.

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