Joseph Fava
NMLS #: 67235
Hello. I’m here to help you find the right home financing solution for your individual needs. Contact me today for a free quote and consultation.
Managing Director, MLO
Office: (914) 298-3200
Direct Line: (914) 298-3202
Licensed in: CT, FL,NJ, NY
Branch: 399 Knollwood Rd #304, White Plains, NY 10603 | NMLS #: 438440
About Joe
Joe Fava is a Mortgage Loan Originator licensed in Florida, New York, New Jersey, and Connecticut. He has closed more than 2000 loans. For more than a decade, Joe has been a leading mortgage banker in the tri-state area. He specializes in conventional, FHA, and jumbo loans ranging in size from $100,000 to $8 million.
As the mortgage landscape has become increasingly complex, Joe is known for his unique ability to identify the right loan for each borrower. He then manages the entire loan process to ensure a seamless transaction with minimal stress.
Joe has a track record of success, consistently earning top-producer honors throughout his career. He is committed to keeping his clients well-informed throughout the process.
Joe’s clients applaud his great rates and outstanding, personal customer service. Past borrowers, referrals, realtors, financial planners, attorneys, and others who have worked with Joe, trust him again and again to open the door to home ownership
Joe lives in Mahopac, New York with his wife and four children.
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We focus on helping you find the right solution for your needs. Our Mortgage Loan Originators can help you weigh your options so you can make a well informed decision.
First Time Home Buyers
Variety of low and no money down home loan options for first-time home buyers including FHA, VA, USDA, and conventional solutions.
Self-Employed & 1099 Earners
Bank Statement, 1099 Only, and Asset Qualifier loan programs designed specifically to meet the needs of the self-employed.
Full Documentation Loan Options
Traditional conventional loans and Full Documentation programs for those who may not fit perfectly within agency underwriting guidelines.
Real Estate Investors
Investor Cash Flow loan program allows real estate investors to use future rents to qualify for purchasing 1-4 unit rental properties.
Jumbo Loans for Higher Loan Amounts
Creative Full Documentation and Alternative Documentation loan solutions for loan amounts exceeding conforming limits.
Second & Vacation Homes
Financing options for second/vacation home properties with our Full Doc and Alternative Doc loan programs.
Low & No Money Down
Variety of low and no money down loan options including FHA, VA, USDA, HomeReady, Home Possible & more.
Reverse Mortgages
Designed to help seniors convert their equity to a source of income in their retirement years.
Down Payment Assistance
Multiple home loan programs designed to work in conjunction with down payment assistance in certain geographic markets.
Get Simple Access®
Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.
Bank Statement Loans
Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.
1099 Only
Are you a consultant or contractor? Use your 1099 income to qualify.
Investor Cash Flow
Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.
Asset Qualifier
Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.
Full Documentation
Just missed the guidelines for conventional financing? This program is a way for you to expand your loan options.
Simple Access from Luxury Mortgage
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We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.
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