Robert Bram

NMLS #: 16063

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Branch Manager, Managing Director
Office: (516) 240-6000
Direct Line: (516) 393-4471
Mobile Line: (516) 297-1400
Licensed in: CA, CT, FL, NJ, NY
Branch: 35 Pinelawn Rd #109E, Melville, NY 11747 | NMLS #: 280576

Robert Bram

About Robert

Robert Bram is a Branch Manager and Managing Director for Luxury Mortgage Corp. and is responsible for managing the Melville, New York office. He has been with the Firm since April 2014. He has over 30 years of experience in the mortgage industry and has been recognized in Mortgage Originator magazine as one of the top 200 loan officers in the country for the past 10 years.

Mr. Bram was a top producing loan officer for Preferred Empire Mortgage Corp; a division Douglas Elliman Real Estate for 15 years. He left Preferred Empire Mortgage Corp in February 2010 to become the Managing Director for GFI Mortgage Inc. While at GFI Mortgage Inc., he opened their first Long Island office and developed a strong presence for the company on Long Island in just 4 years. In 2014, Mr. Bram decided to move his team to Luxury Mortgage Corp.

Mr. Bram’s focus has always been on quality, reliability and customer care for his clients. In less than 1 year with Luxury Mortgage Corp., Mr. Bram achieved membership in Luxury’s President’s Club for mortgage originations and quality customer service.

Mr. Bram is an active member of the Long Island Board of Realtors, BNI networking group and has been honored in Strathmore’s Who’s Who guide for lifetime achievement. He has also appeared on the cover of the November 2010 MANN Report and in an article in the October 2014 Originator News.
Mr. Bram is also the on-site mortgage consultant for various real estate branches throughout Long Island. He holds a Bachelor’s degree in Marketing and Finance from Syracuse University and a Master’s degree in finance from UCLA.

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Variety of low and no money down home loan options for first-time home buyers including FHA, VA, USDA, and conventional solutions.

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Bank Statement, 1099 Only, and Asset Qualifier loan programs designed specifically to meet the needs of the self-employed.

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Investor Cash Flow loan program allows real estate investors to use future rents to qualify for purchasing 1-4 unit rental properties.

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Creative Full Documentation and Alternative Documentation loan solutions for loan amounts exceeding conforming limits.

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Financing options for second/vacation home properties with our Full Doc and Alternative Doc loan programs.

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Variety of low and no money down loan options including FHA, VA, USDA, HomeReady, Home Possible & more.

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Designed to help seniors convert their equity to a source of income in their retirement years.

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Down Payment Assistance

Multiple home loan programs designed to work in conjunction with down payment assistance in certain geographic markets.

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Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.

Bank Statement Loans

Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.

1099 Only

Are you a consultant or contractor? Use your 1099 income to qualify.

Investor Cash Flow

Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.

Asset Qualifier

Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.

Full Documentation

Just missed the guidelines for conventional financing? This program is a way for you to expand your loan options.

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