Thomas Alummootil
NMLS #: 244657
Hello. I’m here to help you find the right home financing solution for your individual needs. Contact me today for a free quote and consultation.
Branch Manager, MLO
Office: (201) 223-4260
Direct Line: (201) 249-8210
Mobile Line: (516) 909-4200
Licensed in: FL, NJ, NY
Branch: 605 John F. Kennedy Blvd #2, North Bergen, NJ 07047
NMLS #: 1813333
Customer feedback.
Get moving in the right direction.
We focus on helping you find the right solution for your needs. Our Mortgage Loan Originators can help you weigh your options so you can make a well informed decision.
First Time Home Buyers
Variety of low and no money down home loan options for first-time home buyers including FHA, VA, USDA, and conventional solutions.
Self-Employed & 1099 Earners
Bank Statement, 1099 Only, and Asset Qualifier loan programs designed specifically to meet the needs of the self-employed.
Full Documentation Loan Options
Traditional conventional loans and Full Documentation programs for those who may not fit perfectly within agency underwriting guidelines.
Real Estate Investors
Investor Cash Flow loan program allows real estate investors to use future rents to qualify for purchasing 1-4 unit rental properties.
Jumbo Loans for Higher Loan Amounts
Creative Full Documentation and Alternative Documentation loan solutions for loan amounts exceeding conforming limits.
Second & Vacation Homes
Financing options for second/vacation home properties with our Full Doc and Alternative Doc loan programs.
Low & No Money Down
Variety of low and no money down loan options including FHA, VA, USDA, HomeReady, Home Possible & more.
Reverse Mortgages
Designed to help seniors convert their equity to a source of income in their retirement years.
Down Payment Assistance
Multiple home loan programs designed to work in conjunction with down payment assistance in certain geographic markets.
Get Simple Access®
Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.
Bank Statement Loans
Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.
1099 Only
Are you a consultant or contractor? Use your 1099 income to qualify.
Investor Cash Flow
Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.
Asset Qualifier
Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.
Full Documentation
Just missed the guidelines for conventional financing? This program is a way for you to expand your loan options.
Simple Access from Luxury Mortgage
Discover why thousands of home buyers and homeowners choose Luxury Mortgage for their home financing needs.
We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.
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