NMLS #: 67092
Hello. I’m here to help you find the right home financing solution for your individual needs. Contact me today for a free quote and consultation.
Veronica Franciosa is a Senior Loan Originator with Luxury Mortgage Corp®. She is a native New Yorker and has been assisting her community and clients for 17 years. Veronica has won awards for being a top producer.
During her 17 years in the industry, she has closed over 2,500 loans. She is an expert in her field and is dedicated to her clients, their families, realtors, attorneys and financial planners. Veronica prides herself on listening to what the client’s goals are and helping them achieve that goal. Her grassroots honest approach has kept her clients and referral sources loyal to her for many years. She is always available and will do the best for you! She can be reached anytime on her cellular telephone.
Veronica is mindful that everyone’s situation is different and not all loan scenarios are created equal. She will find the mortgage program that is right for you. Her goal is to help her clients and their families obtain their dream of home ownership or refinance their existing mortgage. This includes FHA, Conforming, Jumbo and Super Jumbo mortgages.
Before entering the mortgage industry, Veronica worked in the bookkeeping and accounting field and assisted clients with credit restoration. This ultimately led her to assisting her clients with mortgage financing and starting her career in mortgage lending. Three of those years Veronica owned her own mortgage company, which was a wonderful experience, however it took her away from her clients. As an owner, her everyday tasks were supervisory and she was less in touch with the borrowers. She longed to get back to what she loved to do — working directly with her clients. She was fortunate enough to merge her team with another lender just prior to the financial crisis.
Get moving in the right direction.
We focus on helping you find the right solution for your needs. Our Mortgage Loan Originators can help you weigh your options so you can make a well informed decision.
First Time Home Buyers
Variety of low and no money down home loan options for first-time home buyers including FHA, VA, USDA, and conventional solutions.
Self-Employed & 1099 Earners
Bank Statement, 1099 Only, and Asset Qualifier loan programs designed specifically to meet the needs of the self-employed.
Full Documentation Loan Options
Traditional conventional loans and Full Documentation programs for those who may not fit perfectly within agency underwriting guidelines.
Real Estate Investors
Investor Cash Flow loan program allows real estate investors to use future rents to qualify for purchasing 1-4 unit rental properties.
Jumbo Loans for Higher Loan Amounts
Creative Full Documentation and Alternative Documentation loan solutions for loan amounts exceeding conforming limits.
Second & Vacation Homes
Financing options for second/vacation home properties with our Full Doc and Alternative Doc loan programs.
Low & No Money Down
Variety of low and no money down loan options including FHA, VA, USDA, HomeReady, Home Possible & more.
Designed to help seniors convert their equity to a source of income in their retirement years.
Down Payment Assistance
Multiple home loan programs designed to work in conjunction with down payment assistance in certain geographic markets.
Get Simple Access®
Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.
Bank Statement Loans
Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.
Are you a consultant or contractor? Use your 1099 income to qualify.
Investor Cash Flow
Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.
Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.
Just missed the guidelines for conventional financing? This program is a way for you to expand your loan options.
Simple Access from Luxury Mortgage
Discover why thousands of home buyers and homeowners choose Luxury Mortgage for their home financing needs.
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