Wilton Then

NMLS #: 113186

Hello. I’m here to help you find the right home financing solution for your individual needs. Contact me today for a free quote and consultation.

Sales Manager, MLO
Office: (201) 249-8200
Direct Line: (201) 377-2194
Mobile Line: (201) 888-6979
Licensed in: NY, NJ, FL
Branch: 605 John F. Kennedy Blvd #2, North Bergen, NJ 07047
NMLS #: 1813333

Wilton Then

About  Wilton

Wilton Then is a Mortgage Loan Originator licensed in New York, New Jersey, and Florida. He has closed more than 2,100 loans in more than 19 years. He specializes in conventional, FHA, Jumbo, VA, non QM and Renovation loans.

Wilton is known for his unique ability to identify the right loan for each borrower. His group of processors and underwriters help ensure a seamless transaction with minimal stress, thus making the process fun and enjoyable.

Wilton passions himself in giving the best advice to his clients and satisfying the group of realtors and referral sources he works with; closing loans on time and keeping everybody well-informed and involved throughout the process.

Wilton offers very comparative rates and outstanding personal customer service. Past borrowers, referrals, realtors, financial planners, attorneys, and others who have worked with Wilton trust him because they know that if there is a way to make the deal work, Wilton will make it happen to close on time.

Wilton lives in Montvale, New Jersey. In his spare time, he loves to play sports, and he enjoys playing musical instruments and singing with his wife and his four daughters.

Customer feedback.

Get moving in the right direction.

We focus on helping you find the right solution for your needs. Our Mortgage Loan Originators can help you weigh your options so you can make a well informed decision.

house icon

First Time Home Buyers

Variety of low and no money down home loan options for first-time home buyers including FHA, VA, USDA, and conventional solutions.

computer icon

Self-Employed & 1099 Earners

Bank Statement, 1099 Only, and Asset Qualifier loan programs designed specifically to meet the needs of the self-employed.

document icon

Full Documentation Loan Options

Traditional conventional loans and Full Documentation programs for those who may not fit perfectly within agency underwriting guidelines.

house icon

Real Estate Investors

Investor Cash Flow loan program allows real estate investors to use future rents to qualify for purchasing 1-4 unit rental properties.

house icon

Jumbo Loans for Higher Loan Amounts

Creative Full Documentation and Alternative Documentation loan solutions for loan amounts exceeding conforming limits.

house icon

Second & Vacation Homes

Financing options for second/vacation home properties with our Full Doc and Alternative Doc loan programs.


Low & No Money Down

Variety of low and no money down loan options including FHA, VA, USDA, HomeReady, Home Possible & more.


Reverse Mortgages

Designed to help seniors convert their equity to a source of income in their retirement years.


Down Payment Assistance

Multiple home loan programs designed to work in conjunction with down payment assistance in certain geographic markets.

City Street in Fall

Get Simple Access®

Simple Access lending products are loan programs to help you qualify for a mortgage using alternative documentation methods. See if one may be the right fit for you.

Bank Statement Loans

Are you self-employed? Use bank statements to qualify with no tax returns or W-2s needed.

1099 Only

Are you a consultant or contractor? Use your 1099 income to qualify.

Investor Cash Flow

Are you considering investing in a rental property or are already a current investor? Use rental income generated from the subject property to qualify.

Asset Qualifier

Do you have substantial assets but inconsistent documentable income? Use assets to qualify without employment or income verification.

Full Documentation

Just missed the guidelines for conventional financing? This program is a way for you to expand your loan options.

Simple Access from Luxury Mortgage

Discover why thousands of home buyers and homeowners choose Luxury Mortgage for their home financing needs.

Luxury Mortgage Logo

We're dedicated to helping borrowers find the right home loan program for their situation. Contact us today for a free quote and consultation.

Equal housing lender logo

Copyright 2021 Luxury Mortgage Corp.® | All Rights Reserved Entity NMLS 2745