How are consumers buying and selling homes in the time of COVID-19 and social distancing?

How are consumers buying and selling homes in the time of COVID-19 and social distancing?

Because real estate agents and mortgage lenders provide what are considered essential services, they have been allowed to continue doing business amid the coronavirus pandemic. However, with the virus’ spread and concern for increased cases of COVID-19, the...
Time to Refinance Your Investment Properties?

Time to Refinance Your Investment Properties?

With mortgage rates remaining near all-time lows, now could be an ideal time for real estate investors to refinance their investment properties. There are multiple options available in today’s mortgage marketplace, from low documentation loans to conventional full-doc...
Simple Access – 1099 Only Program

Simple Access – 1099 Only Program

If your income is primarily 1099-based, you may find it challenging to get approved for a conventional home loan. Fortunately, Luxury Mortgage now offers a flexible new option designed to help 1099 earners secure affordable home loans. Conventional Mortgages for...
Ways to lower your mortgage payment through refinancing your home

Ways to lower your mortgage payment through refinancing your home

Homeowners hoping to lower their household bills can potentially save money every month by refinancing their mortgage. Through a home loan refinance, homeowners could lower their interest rate or adjust their mortgage terms to create a monthly payment that is lower...
Should I refinance to a 15 year mortgage? Weighing the pros and cons

Should I refinance to a 15 year mortgage? Weighing the pros and cons

For most home buyers, a 30 year mortgage is the standard choice for financing their purchase. But there’s another option that often goes unnoticed in today’s mortgage marketplace, and it’s an option that could save homeowners tens of thousands of dollars. 30 vs 15...