New Year, New Home. How to Set Yourself up for Success

New Year, New Home. How to Set Yourself up for Success

Thinking of buying a home in the New Year? It’s never too early to start planning. Whether this is your first house or your third, here are some tips to help kickstart your home buying journey. Rank Your Must-haves vs. Nice-to-Haves Buying an existing house that you...
What is a 1099 Only Loan?

What is a 1099 Only Loan?

There are many benefits to being a gig worker, independent contractor, or freelancer, including flexible hours, financial freedom, being your own boss, a sense of ownership, security, and having a more balanced lifestyle. But one financial drawback for non-traditional...
Make 2022 the Year for Homeownership. Here’s How to Get Your Finances in Order

Make 2022 the Year for Homeownership. Here’s How to Get Your Finances in Order

2022 is shaping up to be another strong year for housing, as historically low interest rates continue, making it the perfect time for first-time buyers to enter the world of homeownership. Finding the home of your dreams is the exciting part, but the mortgage process...
The Difference Between Second Homes and Investment Properties

The Difference Between Second Homes and Investment Properties

When describing property that is not considered a primary residence, the terms “investment property” and “second home” are often used interchangeably. But it’s much more than semantics. There are significant tax and mortgage financing differentiations between...
Have Uneven Income? You can Still Qualify for a Mortgage

Have Uneven Income? You can Still Qualify for a Mortgage

Not a W-2 earner? Not everyone is. And sometimes a conventional mortgage loan isn’t the answer to your unique work situation. Self-employed, independent contractors, gig workers, commissioned-based employees, landlords, or anyone else who does not have a standard W-2...
Winter Home Buying Tips

Winter Home Buying Tips

Shopping for a home in the spring, buyers are lured by the curb appeal of beautiful blooming landscapes and the promising warm temperatures. It’s generally perceived as the best time of year to buy a home. But don’t underestimate the advantages of buying in the...