Make the Most of the Holiday Season by Saving Money on Your Mortgage

Make the Most of the Holiday Season by Saving Money on Your Mortgage

The holidays are an expensive time of year, when people stretch their budgets and rely on credit cards to help finance their festive giving. There is another way you can make the most of the holiday season…by saving money on your mortgage with a refinance. Here...
New Fannie/Freddie Mortgage Refinance Program Helps Borrowers Save Big

New Fannie/Freddie Mortgage Refinance Program Helps Borrowers Save Big

Low mortgage rates make refinancing very enticing for homeowners, providing big savings over time. But for many homeowners, the upfront costs aren’t feasible. Luckily, there is a new federally-backed option that gives more borrowers the opportunity to refinance,...
Government Streamline Refinance Options

Government Streamline Refinance Options

Sometimes, refinancing your mortgage just makes sense; especially if you can move to a lower interest rate and a more affordable monthly payment. Streamline refinance options for government-backed FHA, VA, and USDA home loans can significantly reduce the time it takes...
Is There a Downside to Refinancing?

Is There a Downside to Refinancing?

Because no two borrowers have the exact same circumstances, the set of pros and cons for refinancing an existing mortgage will be different for each. To answer the question whether or not refinancing is advantageous for your scenario, start by asking yourself these...
Cash Out Refinancing vs Home Equity Line of Credit

Cash Out Refinancing vs Home Equity Line of Credit

As a homeowner, sometimes you need a little extra cash for unexpected expenses. Whether it be home-related costs like repairs or remodeling, paying off other debts like student loans or credit card balances, or putting the cash toward another investment, there are a...
What is a No Closing Cost Refinance?

What is a No Closing Cost Refinance?

Refinancing is on the rise right now, with ultra-low mortgage rates tempting homeowners to apply for new loans on their balances, with a new, more affordable pricing. Despite the lower interest rates, refinancing doesn’t always save you money right out of the gate....