​Purchasing a Property as an Independent Contractor

​Purchasing a Property as an Independent Contractor

If you’re an independent contractor, you’re part of a rising tide in a recent workforce change in which more high-skilled workers are choosing contract work over salaried positions. But many mortgage products are tailored to people in the latter group,...
What Types of Properties are Eligible for Investments?

What Types of Properties are Eligible for Investments?

If you’re thinking of purchasing an investment property, you’re in good company – investors bought a record share of homes last year. So what can you buy? Let’s take a look at the property types and the best financing for them. Eligible...
How Partnering with the Right Loan Officer Sets You Up for Success

How Partnering with the Right Loan Officer Sets You Up for Success

At heart, a good loan officer’s goal is to keep you informed on the mortgage products that best fit your unique needs. Knowledge and understanding of these financial tools is often key to your success in a variety of important ways. Let’s consider a few....
Requirements for Non-QM Loan Qualification

Requirements for Non-QM Loan Qualification

Today’s homebuyers have increasingly diverse financial profiles that don’t always fit the requirements of conventional and government mortgages. Let’s take a look at some of the different requirements for Non-QM loans. You might be surprised which niche...
How Do I Know Which Non-QM Program Is Right for Me?

How Do I Know Which Non-QM Program Is Right for Me?

Not all Non-QM products are right for all, as the diverse programs are designed to meet the unique needs of specific types of borrowers. Determining which Non-QM loans fit your needs requires a deep dive into your goals and finances – best done in consultation...