by luxretail | Jan 4, 2021 | Home Buying
Buying a home usually requires getting a mortgage, and the first step in getting a mortgage is getting prequalified. Getting prequalified to buy a home is pretty quick and simple, plus most lenders can prequalify you within 24 hours. That being said, getting...
by luxretail | Dec 29, 2020 | Home Buying
Although the housing market has made impressive strides, the difficulties that have hit Americans in 2020 have made it tough for a lot of people to afford the costs of buying a home. Even if a buyer can afford a monthly mortgage payment, they may have difficulty...
by luxretail | Dec 19, 2020 | Home Buying
Although every home buyer may have a different scenario, most mortgages follow a basic fundamental process. If you’ve never gotten a mortgage before, or if it has been a long time since you’ve navigated the process, here’s what you can expect during the mortgage...
by luxretail | Nov 15, 2020 | Home Buying
When applying for a conventional mortgage, your lender will want to get a complete picture of your financial qualifications. This usually includes your debt-to-income ratio, or DTI ratio. Today we’ll talk about how your DTI is calculated and how it can influence your...
by luxretail | Oct 15, 2020 | Home Buying
For the first time home buyer, beginning the process is uncharted territory. There are so many questions and steps involved, new homeowners can easily get overwhelmed. To help you prepare for the process, here are some of the most important questions to ask when...
