Jumbo Loan Options for the Self-Employed

Jumbo Loan Options for the Self-Employed

Finding a jumbo loan when you’re self-employed can seem like a challenge. But once you find a qualified lender who is willing to work with your unique situation, and offers products that make sense for your financial scenario, the process isn’t much more complicated...
Are Jumbo Loans Still Available? They are with Luxury Mortgage.

Are Jumbo Loans Still Available? They are with Luxury Mortgage.

Getting a jumbo mortgage during a pandemic can be a little challenging. Jumbo loans, also known as non-conforming mortgages, are loans priced beyond the lending limits imposed by the government. Since jumbo loans do not conform to these limits, they are unable to be...
Cash Out Refinancing Options

Cash Out Refinancing Options

Today’s mortgage rates are very low, making it an ideal time for equity-rich homeowners to explore cash-out refinancing options. If you’re thinking of applying for a cash-out refinance, Luxury Mortgage offers this option in a variety of loan products. We will...
What credit score do I need to get a mortgage?

What credit score do I need to get a mortgage?

As you probably already know, your credit score is an integral piece of your overall financial picture. Your credit score has the power to help you get more credit, get approved for a lease, and when you’re ready, buy a home. But what constitutes a ‘good’ credit...
Short Term vs Long Term Rentals – Considerations for Property Owners

Short Term vs Long Term Rentals – Considerations for Property Owners

If you are considering purchasing a rental property, one of the biggest decisions may be whether to utilize the property as a short-term or long-term rental. Both have may have an upside and drawbacks. Below we’ll discuss elements that you as a property owner may want...