Are Stated Income Loans Still Available?

Are Stated Income Loans Still Available?

Looking for a stated income loan to finance a home purchase? Although they still exist, they’re harder to find in the post-recession market. And for those who do find them, there may be a better alternative. What are Stated Income Loans? For hopeful home buyers who...
How to Use Investor Cash Flow Loans to Build Your Real Estate Portfolio

How to Use Investor Cash Flow Loans to Build Your Real Estate Portfolio

Have your goals set on establishing a real estate portfolio? This might be your year! Interest rates are staying low, rental prices are on the rise and home equity growth continues to climb. But deciding to buy a rental property isn’t something to take lightly. There...
What are Non-QM Loans?

What are Non-QM Loans?

In the mortgage world, there are qualified mortgages and non-qualified mortgages. While qualified mortgages meet specific lender and borrower standards set forth by federal regulations, non-qualified, aka non-QM loans have greater flexibility and can be a great...
Bank Statement Loan vs Full Doc

Bank Statement Loan vs Full Doc

If you’re planning to buy a home and are exploring alternative options to traditional  financing, you may have come across something called a bank statement loan. These loans can be very appealing to some borrowers, especially those who may be unable to qualify for a...
Diversify Your Investments in 2020 by Buying a Rental Property

Diversify Your Investments in 2020 by Buying a Rental Property

Rental property ownership may not be for everyone. But for the focused investor, it could prove to be a highly worthwhile endeavor. In today’s post, we’ll talk about how you can diversify your investments and potentially earn extra monthly income by being a landlord....