The Demand for Non-QM Loans in 2021

The Demand for Non-QM Loans in 2021

(855) 288-4555 Get a Free Quote in Minutes Non-qualified mortgages, or Non-QM loans, are products designed to help homebuyers whose financial scenarios fall outside of traditional mortgage criteria – this includes real estate investors. During the early part of...
Non-QM Highlight: Full Documentation Financing

Non-QM Highlight: Full Documentation Financing

Home buyers who are recovering from an unexpected credit event or those who are self-employed, small business owners or investors might think it’s nearly impossible to find a lender to approve a mortgage loan, leaving them fewer options to finance their home purchase....
Simple Access Programs: Setting Self-Employed, Investors & Independent Contractors Up for Success

Simple Access Programs: Setting Self-Employed, Investors & Independent Contractors Up for Success

When it comes to financing a home mortgage, borrowers may not always think outside the box. Conventional, FHA, VA, and USDA loans are on everyone’s radar. But not everyone fits into those boxes. Self-employed, property investors, and contractors may have good credit,...
What is a Bank Statement Loan?

What is a Bank Statement Loan?

Trying to qualify for a conventional home mortgage loan when you are self-employed can prove challenging when it comes to all the income verification requirements. If you are among the estimated 14-million workers in the U.S. earning income from freelance, contract,...
Home Loans for Freelancers in a Gig Economy

Home Loans for Freelancers in a Gig Economy

The number of freelancers or self-employed workers in the U.S. is steadily increasing. The freelance life is very appealing to those who want flexibility in their schedules and more control over their careers, but the choice to be your own ‘CEO’ can complicate getting...
Getting a Mortgage Without Salaried Income

Getting a Mortgage Without Salaried Income

Working a job that pays hourly, or through contract employment, can sometimes limit your options when it comes to finding a home loan. Fortunately, today’s mortgage marketplace is evolving to meet the needs of today’s diverse workforce. When you don’t have salaried...