How do you know if you are ready to buy a home?

How do you know if you are ready to buy a home?

As things regress to normal on a national level, now is a great time to consider becoming a homeowner. Interest rates are historically low. The economy is stabilizing. Job security is increasing. Is this the right time to buy into the American dream? Though everyone’s...
Win a Homebuying Bidding War this Summer

Win a Homebuying Bidding War this Summer

If you are a buyer in the current housing market, you probably already know how competitive it is. The pandemic, low interest rates, and of course supply and demand are all responsible for the bidding wars. The national average number of offers on a home is currently...
Higher FHA and Conventional Loan Limits Means Better Pricing for Consumers

Higher FHA and Conventional Loan Limits Means Better Pricing for Consumers

Last year, the Federal Housing Administration (FHA) announced it would be increasing the limits they set on their home loan products. In other words, if you got approved for an FHA loan in 2019, you probably got to take advantage of more borrowing power. Fast forward...
Cash Out Refinancing Options

Cash Out Refinancing Options

Today’s mortgage rates are very low, making it an ideal time for equity-rich homeowners to explore cash-out refinancing options. If you’re thinking of applying for a cash-out refinance, Luxury Mortgage offers this option in a variety of loan products. We will...
Summer is a Great Time to Buy a Home

Summer is a Great Time to Buy a Home

Everybody says spring is “the” home buying season. But summer’s a great time to buy — maybe even a better time to buy, and here’s why: Less Competition Spring is the typical busy season for real estate. That means there’s going to be tons of hopeful house hunters...