Why It’s Important to Get Prequalified, or Better Yet, Pre-Approved Before Shopping for a Home

Why It’s Important to Get Prequalified, or Better Yet, Pre-Approved Before Shopping for a Home

Shopping for a home can be a fun and exciting process, even in 2020. Although social distancing requirements and adjustments to how some industries are doing business, it’s still possible to browse homes for sale online with ease and schedule private showings for...
5 Things to Do to Make the Loan Process Move Smoothly

5 Things to Do to Make the Loan Process Move Smoothly

Financing a home purchase or refinancing an existing mortgage is a process. Although the digital age has allowed this process to become more streamlined and efficient, there are still multiple steps involved in securing a home loan. To help the process move as quickly...
HomeReady and Home Possible Mortgage Options

HomeReady and Home Possible Mortgage Options

Looking for a mortgage option that lets you make a small down payment? You don’t necessarily have to rely on government-backed loans to take advantage of low money down home financing. The Fannie Mae HomeReady and Freddie Mac Home Possible loans are two options worth...
Loan Options for Buying Your First Home

Loan Options for Buying Your First Home

Buying your first home can be a thrilling experience. There’s just nothing quite like owning your own home, and despite the challenges and costs, it’s almost always worth it. But buying your first home can be intimidating–especially when it comes to choosing the right...
How to Get Financing to Purchase a Second or Vacation Home

How to Get Financing to Purchase a Second or Vacation Home

The process for financing a second home or vacation home can be a little different from purchasing a primary residence. For starters, not all conventional home loans allow second homes/vacation homes, and those that do may have different requirements and underwriting...
How are consumers buying and selling homes in the time of COVID-19 and social distancing?

How are consumers buying and selling homes in the time of COVID-19 and social distancing?

Because real estate agents and mortgage lenders provide what are considered essential services, they have been allowed to continue doing business amid the coronavirus pandemic. However, with the virus’ spread and concern for increased cases of COVID-19, the...