What credit score do I need to get a mortgage?

What credit score do I need to get a mortgage?

As you probably already know, your credit score is an integral piece of your overall financial picture. Your credit score has the power to help you get more credit, get approved for a lease, and when you’re ready, buy a home. But what constitutes a ‘good’ credit...
Some of the East Coast’s Most Expensive Beach Towns

Some of the East Coast’s Most Expensive Beach Towns

The United States’ East Coast is a beautiful, diverse landscape offering a variety of exciting beach destinations. From the rugged, rocky beaches of New England to the bustling New Jersey shore, to quiet sandy nooks in the Carolinas, the East Coast boasts some of the...
FHA Loans vs USDA Mortgages – What Are Some of the Differences?

FHA Loans vs USDA Mortgages – What Are Some of the Differences?

While FHA loans and USDA mortgages are both popular, affordable home financing programs, they each offer different benefits and have very specific eligibility requirements. Let’s take a look at some of these programs key differences. Down Payment While most...
Steps to Take When Trying to Avoid Foreclosure

Steps to Take When Trying to Avoid Foreclosure

If you’re having difficulty making your mortgage payment and you’re worried about the possibility of having to face foreclosure, the time to act is now. Don’t wait until it’s too late. By following these steps at the first sign of trouble, you may be able to avoid the...
Do I need a Jumbo Loan? What are conforming limits and where can I look them up?

Do I need a Jumbo Loan? What are conforming limits and where can I look them up?

How do you know if you need a jumbo loan? Start by finding the loan limits for your area. Don’t know what loan limits are or where to find them? We can help. But first, let’s take a minute to review what jumbo loans are and how they work: What is a Jumbo Loan? A jumbo...
Conforming vs Non-Conforming Loans – What’s the Difference?

Conforming vs Non-Conforming Loans – What’s the Difference?

In your home financing search, you may have come across the terms ‘conforming’ and ‘non-conforming’ loans and wondered, what exactly is the difference between the two? In this post, we’ll explore conforming and non-conforming home loans and highlight their key...