by luxretail | Apr 18, 2016 | Home Buying, Refinancing
According to best-selling author and financial guru Dave Ramsey, more than 20 million Americans own their homes outright. If your goal is to join their ranks, there are a number of ways you can achieve it. Let’s explore some of the options… 1. Making extra payments...
by luxretail | Apr 12, 2016 | Home Buying
Getting a mortgage is a big step in any homeowner’s life. Not only is it often necessary for buying a home, it is also a very important financial commitment. And since you, as the mortgage borrower, will be contractually obligated to repay a very large amount of money...
by luxretail | Apr 6, 2016 | Home Buying
Pre-qualifying for a mortgage is usually the first step people take when they begin the journey of home financing. In order to become pre-qualified, you’ll need to provide certain information to your lender. In this post, we’ll review which information and...
by luxretail | Mar 1, 2016 | Home Buying
When it comes to financing a home, lenders can provide home loans up to certain amounts, based on the type of loan the borrower is getting and the loan limits set forth by certain government agencies. From the Federal Housing Finance Agency: “Fannie Mae and Freddie...
by luxretail | Feb 15, 2016 | Home Buying
When you start your journey to homeownership, it’s important to have someone who can easily guide you through the process and help you over the hurdles. With a trusted mortgage professional by your side, the home financing process can be smooth and efficient. Without...
by luxretail | Feb 11, 2016 | Home Buying
If you’re considering the purchase of a home, you may be wondering where to start. Should you begin by finding homes you like online? Should you talk to a mortgage professional first to see what you can afford? And if you talk to a mortgage professional, should you...
