How do you know if you are ready to buy a home?

How do you know if you are ready to buy a home?

As things regress to normal on a national level, now is a great time to consider becoming a homeowner. Interest rates are historically low. The economy is stabilizing. Job security is increasing. Is this the right time to buy into the American dream? Though everyone’s...
Win a Homebuying Bidding War this Summer

Win a Homebuying Bidding War this Summer

If you are a buyer in the current housing market, you probably already know how competitive it is. The pandemic, low interest rates, and of course supply and demand are all responsible for the bidding wars. The national average number of offers on a home is currently...
How to Select a Mortgage Company When Buying a Home

How to Select a Mortgage Company When Buying a Home

You’re ready to buy a home. The best first step is finding a mortgage lender who can help you get prequalified and preapproved. Buying a home is an important milestone in life. It can also be a frustrating and lengthy process. For these reasons, shopping for a...
Investment Purchases on the Rise for the First Time in a Year

Investment Purchases on the Rise for the First Time in a Year

It’s a great time to be a real estate investor. According to Redfin, investor home purchases in the U.S. rose by 2.7% year over year in the first quarter, marking the first period of growth since the pandemic began in 2020. The increase follows three consecutive...
What is a Bank Statement Loan?

What is a Bank Statement Loan?

Trying to qualify for a conventional home mortgage loan when you are self-employed can prove challenging when it comes to all the income verification requirements. If you are among the estimated 14-million workers in the U.S. earning income from freelance, contract,...
Buying a Home in 2021

Buying a Home in 2021

We can probably all agree that 2020 was a rough year in a lot of ways. One silver lining in the clouds however, was the strengthening housing market. Homeowners saw their equity levels climb and buyers were motivated to secure their piece of the American Dream,...