Are Jumbo Loans Still Available? They are with Luxury Mortgage.

Are Jumbo Loans Still Available? They are with Luxury Mortgage.

Getting a jumbo mortgage during a pandemic can be a little challenging. Jumbo loans, also known as non-conforming mortgages, are loans priced beyond the lending limits imposed by the government. Since jumbo loans do not conform to these limits, they are unable to be...
Why it’s important to get multiple quotes at the same time when applying for a refinance

Why it’s important to get multiple quotes at the same time when applying for a refinance

Applying for a mortgage refinance today is relatively easy. With the ability to request a free rate quote online, get prequalified in minutes, and send and receive digital preapproval letters, the process of beginning your home refinancing journey can be done quicker...
What is an FHA Streamline Loan?

What is an FHA Streamline Loan?

Home loans that are insured by the Federal Housing Administration (FHA) are popular for several reasons: they don’t require a big down payment, they’re usually open to borrowers with lower credit scores, and they can be used to finance a variety of different kinds of...
Time to Refinance Your Investment Properties?

Time to Refinance Your Investment Properties?

With mortgage rates remaining near all-time lows, now could be an ideal time for real estate investors to refinance their investment properties. There are multiple options available in today’s mortgage marketplace, from low documentation loans to conventional full-doc...
Ways to lower your mortgage payment through refinancing your home

Ways to lower your mortgage payment through refinancing your home

Homeowners hoping to lower their household bills can potentially save money every month by refinancing their mortgage. Through a home loan refinance, homeowners could lower their interest rate or adjust their mortgage terms to create a monthly payment that is lower...
Should I refinance to a 15 year mortgage? Weighing the pros and cons

Should I refinance to a 15 year mortgage? Weighing the pros and cons

For most home buyers, a 30 year mortgage is the standard choice for financing their purchase. But there’s another option that often goes unnoticed in today’s mortgage marketplace, and it’s an option that could save homeowners tens of thousands of dollars. 30 vs 15...