by luxretail | Feb 5, 2020 | Home Buying, Refinancing
If you’re planning to buy a home and are exploring alternative options to traditional financing, you may have come across something called a bank statement loan. These loans can be very appealing to some borrowers, especially those who may be unable to qualify for a...
by luxretail | Dec 26, 2019 | Home Buying, Refinancing, Self Employed
Being an entrepreneur means creating a living with the knowledge and expertise to calculate risks, and hopefully build a successful business. It’s no easy feat, and often comes with unique challenges when it comes to securing financing. For business owners and...
by luxretail | Dec 9, 2019 | Home Buying, Investors, Refinancing
Historically, real estate investors who wanted to build a portfolio of income-generating properties have been limited when it comes to choices for financing. In the beginning, Fannie Mae put a cap on the number of rental properties an investor could finance through...
by luxretail | Nov 26, 2019 | Home Buying, Refinancing
Is it possible to get a mortgage without having to document income? This is a question many non-traditional home buyers ask when beginning their homeownership journey. The answer is yes! In fact, there are multiple options for loans when it comes to using other...
by luxretail | Nov 12, 2019 | Home Buying, Refinancing, Self Employed
Buying a home is a tremendous step in anyone’s life, and the process can sometimes seem overwhelming. This can be especially true for home buyers who don’t fit the typical mold when it comes to getting a mortgage. For buyers with traditional W-2 employment, mortgage...
by luxretail | Oct 21, 2019 | Refinancing
Today’s mortgage rates are very low, making it an ideal time for equity-rich homeowners to explore cash-out refinancing options. If you’re thinking of applying for a cash-out refinance, Luxury Mortgage offers this option in a variety of loan products. We will...