by luxretail | Mar 7, 2021 | Self Employed
The number of freelancers or self-employed workers in the U.S. is steadily increasing. The freelance life is very appealing to those who want flexibility in their schedules and more control over their careers, but the choice to be your own ‘CEO’ can complicate getting...
by luxretail | Feb 5, 2021 | Home Buying, Self Employed
Working a job that pays hourly, or through contract employment, can sometimes limit your options when it comes to finding a home loan. Fortunately, today’s mortgage marketplace is evolving to meet the needs of today’s diverse workforce. When you don’t have salaried...
by luxretail | Jan 29, 2021 | Self Employed
The professional landscape is changing. More and more people are working as independent contractors, freelancers, or vendors either in addition to or in place of traditional employment. While this type of work can be richly rewarding, it can sometimes make it more...
by luxretail | Nov 15, 2020 | Home Buying
When applying for a conventional mortgage, your lender will want to get a complete picture of your financial qualifications. This usually includes your debt-to-income ratio, or DTI ratio. Today we’ll talk about how your DTI is calculated and how it can influence your...
by luxretail | Jun 25, 2020 | Home Buying
If your income is primarily 1099-based, you may find it challenging to get approved for a conventional home loan. Fortunately, Luxury Mortgage now offers a flexible new option designed to help 1099 earners secure affordable home loans. Conventional Mortgages for...
