by luxretail | Nov 15, 2020 | Home Buying
When applying for a conventional mortgage, your lender will want to get a complete picture of your financial qualifications. This usually includes your debt-to-income ratio, or DTI ratio. Today we’ll talk about how your DTI is calculated and how it can influence your...
by luxretail | Nov 26, 2019 | Home Buying, Refinancing
Is it possible to get a mortgage without having to document income? This is a question many non-traditional home buyers ask when beginning their homeownership journey. The answer is yes! In fact, there are multiple options for loans when it comes to using other...
by luxretail | Oct 31, 2019 | Self Employed
If you own your own business, you understand the unique rewards and challenges that come with the territory. At Luxury Mortgage, we do too. That’s why we’re pleased to offer a selection of home loan options that are well-suited for business owners and self-employed...
by luxretail | Sep 17, 2019 | Home Buying
When it comes to shopping around, we live in a world of modern, digital convenience. From clothing to meal kits and yes, even mortgages, it’s never been easier to find the things we’re looking for with a few clicks. But with so much convenience at our fingertips, it...
by luxretail | Aug 19, 2019 | Home Buying, Self Employed
If you don’t qualify for traditional mortgage financing you might worry that it will be difficult or impossible to purchase a new home or refinance your existing mortgage. Simple Access™ from Luxury Mortgage is here to set those fears aside! These Non-QM programs were...
