Mortgage Solutions for Business Owners and 1099 Income Earners

Mortgage Solutions for Business Owners and 1099 Income Earners

For self-employed home buyers, the process of finding a mortgage can seem like a huge challenge. After all, most traditional home loans require proof of steady employment and a consistent stream of income. But did you know there is an alternative home financing...
Understanding Non-QM Mortgage Lending

Understanding Non-QM Mortgage Lending

If you don’t qualify for traditional mortgage financing you might worry that it will be difficult or impossible to purchase a new home or refinance your existing mortgage. Simple Access™ from Luxury Mortgage is here to set those fears aside! These Non-QM programs were...
Why Consider a Simple Access™ Loan?

Why Consider a Simple Access™ Loan?

Have you heard about Simple Access™ loan solutions? These unique mortgage programs are designed to help home buyers qualify for financing, even if they have non-traditional scenarios. Self-employed borrowers, investors or borrowers with recent credit events are...
Mortgage Solutions for Lower Credit Scores

Mortgage Solutions for Lower Credit Scores

Getting a mortgage when you have less-than-perfect credit can seem like a challenge. While it’s true that lower credit scores may make it difficult for borrowers to qualify for the best conventional mortgage rate, it doesn’t necessarily mean a home loan is out of the...
Bank Statement Loan Qualifications

Bank Statement Loan Qualifications

In a traditional mortgage, borrowers can qualify for financing based on various factors including employment and income. For most borrowers applying for a traditional mortgage, a W-2 and tax returns are required documentation to verify these qualifications. However,...