Low & No Money Down Home Loan Options

Low & No Money Down Home Loan Options

Although the housing market has made impressive strides, the difficulties that have hit Americans in 2020 have made it tough for a lot of people to afford the costs of buying a home. Even if a buyer can afford a monthly mortgage payment, they may have difficulty...
What to Expect During the Mortgage Process

What to Expect During the Mortgage Process

Although every home buyer may have a different scenario, most mortgages follow a basic fundamental process. If you’ve never gotten a mortgage before, or if it has been a long time since you’ve navigated the process, here’s what you can expect during the mortgage...
How Debt to Income Impacts a Borrower’s Ability to Qualify for a Mortgage

How Debt to Income Impacts a Borrower’s Ability to Qualify for a Mortgage

When applying for a conventional mortgage, your lender will want to get a complete picture of your financial qualifications. This usually includes your debt-to-income ratio, or DTI ratio. Today we’ll talk about how your DTI is calculated and how it can influence your...
5 Important Questions to Ask When Buying a Home

5 Important Questions to Ask When Buying a Home

For the first time home buyer, beginning the process is uncharted territory. There are so many questions and steps involved, new homeowners can easily get overwhelmed. To help you prepare for the process, here are some of the most important questions to ask when...
Why It’s Important to Get Prequalified, or Better Yet, Pre-Approved Before Shopping for a Home

Why It’s Important to Get Prequalified, or Better Yet, Pre-Approved Before Shopping for a Home

Shopping for a home can be a fun and exciting process, even in 2020. Although social distancing requirements and adjustments to how some industries are doing business, it’s still possible to browse homes for sale online with ease and schedule private showings for...