Bank Statement Loan vs Full Doc

Bank Statement Loan vs Full Doc

If you’re planning to buy a home and are exploring alternative options to traditional  financing, you may have come across something called a bank statement loan. These loans can be very appealing to some borrowers, especially those who may be unable to qualify for a...
Understanding Non-QM Mortgage Lending

Understanding Non-QM Mortgage Lending

If you don’t qualify for traditional mortgage financing you might worry that it will be difficult or impossible to purchase a new home or refinance your existing mortgage. Simple Access™ from Luxury Mortgage is here to set those fears aside! These Non-QM programs were...
Why Consider a Simple Access™ Loan?

Why Consider a Simple Access™ Loan?

Have you heard about Simple Access™ loan solutions? These unique mortgage programs are designed to help home buyers qualify for financing, even if they have non-traditional scenarios. Self-employed borrowers, investors or borrowers with recent credit events are...
Getting a Loan for a Rental Property

Getting a Loan for a Rental Property

At Luxury Mortgage, we strive to offer a variety of home financing opportunities to suit today’s real estate investors. If you’re looking for a loan for the purchase of a rental property, we invite to explore our offerings, from full documentation loans to bank...
Understanding Non-QM Mortgage Lending

Self employed? What you need to know when getting ready to apply for a mortgage.

“Can I really get a mortgage if I’m self employed?” We come across this question often. And the answer is yes – as long as you meet the necessary criteria. For self employed mortgage applicants, the process may be a little different, maybe with a few extra hurdles to...