Qualifying for a Mortgage Using Assets Instead of Income

Qualifying for a Mortgage Using Assets Instead of Income

Is it possible to get a mortgage without having to document income? This is a question many non-traditional home buyers ask when beginning their homeownership journey. The answer is yes! In fact, there are multiple options for loans when it comes to using other...
Mortgage Solutions for 1099 Independent Contractors

Mortgage Solutions for 1099 Independent Contractors

Buying a home is a tremendous step in anyone’s life, and the process can sometimes seem overwhelming. This can be especially true for home buyers who don’t fit the typical mold when it comes to getting a mortgage. For buyers with traditional W-2 employment, mortgage...
Home Loan Programs Designed for Business Owners

Home Loan Programs Designed for Business Owners

If you own your own business, you understand the unique rewards and challenges that come with the territory. At Luxury Mortgage, we do too. That’s why we’re pleased to offer a selection of home loan options that are well-suited for business owners and self-employed...
Cash Out Refinancing Options

Cash Out Refinancing Options

Today’s mortgage rates are very low, making it an ideal time for equity-rich homeowners to explore cash-out refinancing options. If you’re thinking of applying for a cash-out refinance, Luxury Mortgage offers this option in a variety of loan products. We will...
Investor Cash Flow – Helping Real Estate Investors Grow Their Portfolios

Investor Cash Flow – Helping Real Estate Investors Grow Their Portfolios

Investing in real estate can be an exciting opportunity. It gives motivated buyers the chance to diversify their investment portfolio, build wealth and potentially help them earn a bit of extra cash every month–but becoming a landlord isn’t without its challenges....