Conforming vs Non-Conforming Loans – What’s the Difference?

Conforming vs Non-Conforming Loans – What’s the Difference?

In your home financing search, you may have come across the terms ‘conforming’ and ‘non-conforming’ loans and wondered, what exactly is the difference between the two? In this post, we’ll explore conforming and non-conforming home loans and highlight their key...
Some of the Hottest Housing Markets in the US

Some of the Hottest Housing Markets in the US

Where is the US real estate market really booming? These five markets are seeing things heat up amid the spring/summer buying season. San Antonio, TX During the recession and housing downturn of 2007-2008, Texas seemed to fare pretty well, with several cities bouncing...
Fixed Rate Mortgages vs ARMs – Pros and Cons

Fixed Rate Mortgages vs ARMs – Pros and Cons

When it comes to finding the best home mortgage for their needs and budget, most borrowers focus their attention on the interest rate. Understandable, since the interest rate can dramatically affect the affordability of a loan. So when looking at home loans...
Fixed Rate Mortgages vs ARMs – Pros and Cons

Are rates and down payments higher for investment properties?

If you’re thinking about buying an investment property, you’re probably wondering about rates, down payments, mortgage options and so forth. After all, you’ll want to get the best deal you can in order to get a better return on your investment. But don’t be surprised...
What are some questions to ask when applying for a mortgage?

What are some questions to ask when applying for a mortgage?

When it comes to financing a home, lenders can provide home loans up to certain amounts, based on the type of loan the borrower is getting and the loan limits set forth by certain government agencies. From the Federal Housing Finance Agency: “Fannie Mae and Freddie...