by luxretail | Oct 25, 2022 | Home Buying, Self Employed
If you’re an independent contractor, you’re part of a rising tide in a recent workforce change in which more high-skilled workers are choosing contract work over salaried positions. But many mortgage products are tailored to people in the latter group,...
by luxretail | Oct 13, 2022 | Home Buying, Market News
When the Federal Reserve is making headlines, as it has been lately, questions can arise among potential homebuyers. The Fed’s moves affecting interest rates often spark fears that home-buying costs are rising beyond affordability. But it’s wise to...
by luxretail | Oct 4, 2022 | Home Buying, Investors
If you’re considering a real estate investment, know that you will be tapping into a massive market; according to the U.S. Census Bureau, 34% of American households live in rental properties, and 42% of those live in single-family homes. From first-time...
by luxretail | Sep 27, 2022 | Home Buying, Investors
If you’re thinking of purchasing an investment property, you’re in good company – investors bought a record share of homes last year. So what can you buy? Let’s take a look at the property types and the best financing for them. Eligible...
by luxretail | Sep 16, 2022 | Home Buying
A system that many lenders employ to evaluate creditworthiness, the 5 C’s of Credit are an informal but widely used methodology in the approval process for mortgage loans. They are: Character, Capacity, Collateral, Capital, and Conditions. Let’s look at...
