Make Buying a Home Easier with Down Payment Assistance

Make Buying a Home Easier with Down Payment Assistance

In today’s very competitive housing market, a great number of buyers are putting down around 20% of the purchase price to give their offer an advantage. But the reality is many first-time buyers who finance a home do not have that cash on hand. In fact, many would-be...
Is There a Downside to Refinancing?

Is There a Downside to Refinancing?

Because no two borrowers have the exact same circumstances, the set of pros and cons for refinancing an existing mortgage will be different for each. To answer the question whether or not refinancing is advantageous for your scenario, start by asking yourself these...
Non-QM Highlight: Full Documentation Financing

Non-QM Highlight: Full Documentation Financing

Home buyers who are recovering from an unexpected credit event or those who are self-employed, small business owners or investors might think it’s nearly impossible to find a lender to approve a mortgage loan, leaving them fewer options to finance their home purchase....
How do you know if you are ready to buy a home?

How do you know if you are ready to buy a home?

As things regress to normal on a national level, now is a great time to consider becoming a homeowner. Interest rates are historically low. The economy is stabilizing. Job security is increasing. Is this the right time to buy into the American dream? Though everyone’s...
Win a Homebuying Bidding War this Summer

Win a Homebuying Bidding War this Summer

If you are a buyer in the current housing market, you probably already know how competitive it is. The pandemic, low interest rates, and of course supply and demand are all responsible for the bidding wars. The national average number of offers on a home is currently...