Non-QM Highlight: Bank Statement Loan Financing

Non-QM Highlight: Bank Statement Loan Financing

Are you self-employed? A gig economy worker? Perhaps you generate income from investments rather than a salary. If so, or if you have similar non-traditional income, the standard approval process of a traditional mortgage may not suit your unique situation. But a bank...
The 2021 Mortgage Industry: Themes & Highlights

The 2021 Mortgage Industry: Themes & Highlights

With 2021 in the rearview mirror, there are some notable insights to glean from the past 12 months when it comes to the mortgage industry. The lingering pandemic was still a factor and looks as if it will stick around in the first part of 2022 as well. Here are some...
Finance a Higher Value Property with FHFA’s Increased Loan Limits for 2022

Finance a Higher Value Property with FHFA’s Increased Loan Limits for 2022

Found your dream home, but worried the price might put you out of the range for a conventional loan? There is good news for borrowers who want a higher value property but don’t want the restrictions of financing with a jumbo loan. For 2022, the Federal Housing Finance...
Diversify Your Portfolio with an Investment Property

Diversify Your Portfolio with an Investment Property

New Year’s resolutions often include financial goals, including paying off credit cards, building a savings account, budgeting better, and planning ahead for retirement. If you are starting 2022 off with some new financial to-dos, how about diversifying your portfolio...
New Year, New Home. How to Set Yourself up for Success

New Year, New Home. How to Set Yourself up for Success

Thinking of buying a home in the New Year? It’s never too early to start planning. Whether this is your first house or your third, here are some tips to help kickstart your home buying journey. Rank Your Must-haves vs. Nice-to-Haves Buying an existing house that you...