What is a 1099 Only Loan?

What is a 1099 Only Loan?

There are many benefits to being a gig worker, independent contractor, or freelancer, including flexible hours, financial freedom, being your own boss, a sense of ownership, security, and having a more balanced lifestyle. But one financial drawback for non-traditional...
Make 2022 the Year for Homeownership. Here’s How to Get Your Finances in Order

Make 2022 the Year for Homeownership. Here’s How to Get Your Finances in Order

2022 is shaping up to be another strong year for housing, as historically low interest rates continue, making it the perfect time for first-time buyers to enter the world of homeownership. Finding the home of your dreams is the exciting part, but the mortgage process...
Make the Most of the Holiday Season by Saving Money on Your Mortgage

Make the Most of the Holiday Season by Saving Money on Your Mortgage

The holidays are an expensive time of year, when people stretch their budgets and rely on credit cards to help finance their festive giving. There is another way you can make the most of the holiday season…by saving money on your mortgage with a refinance. Here...
The Difference Between Second Homes and Investment Properties

The Difference Between Second Homes and Investment Properties

When describing property that is not considered a primary residence, the terms “investment property” and “second home” are often used interchangeably. But it’s much more than semantics. There are significant tax and mortgage financing differentiations between...
Have Uneven Income? You can Still Qualify for a Mortgage

Have Uneven Income? You can Still Qualify for a Mortgage

Not a W-2 earner? Not everyone is. And sometimes a conventional mortgage loan isn’t the answer to your unique work situation. Self-employed, independent contractors, gig workers, commissioned-based employees, landlords, or anyone else who does not have a standard W-2...