by luxretail | Sep 30, 2019 | Refinancing
As mortgage rates continue to stay low, many homeowners are giving thoughtful consideration to refinancing–the process of replacing an existing mortgage with a new one, usually giving the homeowner a more affordable rate or more favorable terms. While refinancing a...
by luxretail | Sep 17, 2019 | Home Buying
When it comes to shopping around, we live in a world of modern, digital convenience. From clothing to meal kits and yes, even mortgages, it’s never been easier to find the things we’re looking for with a few clicks. But with so much convenience at our fingertips, it...
by luxretail | Sep 7, 2019 | Self Employed
For self-employed home buyers, the process of finding a mortgage can seem like a huge challenge. After all, most traditional home loans require proof of steady employment and a consistent stream of income. But did you know there is an alternative home financing...
by luxretail | Aug 30, 2019 | Refinancing
Thinking about switching up your mortgage structure to save money? Today’s lower rates could mean now is a great time to refinance your mortgage, and shave off extra time and interest if you refinance into a shorter loan term. Low Rates In case you haven’t been...
by luxretail | Aug 23, 2019 | Home Buying
Thinking of purchasing a rental home? Be sure to research the financing options that are available, including conforming and non-conforming loans. Conforming Loans & Their Limits Conforming loans are mortgages that meet the funding criteria of Freddie Mac and...
by luxretail | Aug 20, 2019 | Home Buying
When beginning the process of buying a home, most people will rely on a mortgage loan to finance their purchase. In order to qualify for a mortgage at an affordable rate, it’s in the borrower’s best interest to take care of their credit. Having a great credit score...
by luxretail | Aug 19, 2019 | Home Buying, Self Employed
If you don’t qualify for traditional mortgage financing you might worry that it will be difficult or impossible to purchase a new home or refinance your existing mortgage. Simple Access™ from Luxury Mortgage is here to set those fears aside! These Non-QM programs were...
by luxretail | Aug 14, 2019 | Investors
If you’re an investor, self-employed or otherwise have non-traditional income but are able to document other financial assets, the Asset Qualifier Mortgage could be for you. In today’s post we’ll review the Asset Qualifier Mortgage program and give a general overview...
by luxretail | Jul 30, 2019 | Home Buying, Investors, Self Employed
Have you heard about Simple Access™ loan solutions? These unique mortgage programs are designed to help home buyers qualify for financing, even if they have non-traditional scenarios. Self-employed borrowers, investors or borrowers with recent credit events are...
by luxretail | Jul 25, 2019 | Home Buying, Investors, Self Employed
Getting a mortgage when you have less-than-perfect credit can seem like a challenge. While it’s true that lower credit scores may make it difficult for borrowers to qualify for the best conventional mortgage rate, it doesn’t necessarily mean a home loan is out of the...
