When it comes to shopping around, we live in a world of modern, digital convenience. From clothing to meal kits and yes, even mortgages, it’s never been easier to find the things we’re looking for with a few clicks. But with so much convenience at our fingertips, it can be easy to forget about the one thing that sets truly great companies apart from the “other guys.” What is that one, important thing? It’s service. That’s why Luxury Mortgage Corp.® takes tremendous pride in offering luxury service and a commitment to our customers.
Who We Are
Luxury Mortgage Corp.® provides residential mortgage products to borrowers throughout the country. Since 1996 we have offered a wide variety of home financing options, including low money down FHA loans to Jumbo mortgage products and our proprietary Super Jumbo mortgages. But we’re more than just a residential mortgage banking firm that boasts a great selection of products. We are fully committed to providing the highest level of customer service in the industry, making it a priority to build relationships that last.
Our Commitment to Customers
Once we help our borrowers find the loan that works best for their scenario, we keep the lines of communication open and are here to answer questions, provide insight and resolve any potential issues long after the closing process ends. We don’t just give you a list of options and leave you in the dark. We’re here to discuss, compare and help you consider options that will help you reach your homeownership goals.
Access to the Programs You Need
There are a few key reasons we’ve been in the business for over 20 years. Providing a consistently wide range of mortgage programs is one of those reasons. After all, there is no one-size-fits-all mortgage solution, and a successful lender must be able to meet the needs of a variety of clients and scenarios.
We have even been able to successfully service loans for borrowers who have complicated scenarios, such as self-employed borrowers, investors, or borrowers with less-than-ideal credit scores. Our Simple Access home loan solutions have been very effective for our customers in these situations.
Simple Access Home Loans from Luxury Mortgage
Our Simple Access loans are a unique series of mortgage options that serve a whole new set of borrowers. Even those who may not qualify for traditional home loans can likely find a workable solution with one of the following Simple Access programs:
Bank Statement Loans –These mortgages are designed to help borrowers achieve their homeownership goals by allowing them to use deposit bank statements to qualify instead of W-2s or tax returns. This type of Simple Access loan may be ideal for borrowers who have substantial funds in their personal and/or business bank accounts, but may have difficulty documenting steady income.
Asset Qualifier –A Simple Access loan for borrowers who have substantial assets but may not be able to qualify for a traditional loan due to lack of consistent, documentable income.
Investor Cash Flow –This loan product is designed to help real estate investors purchase a rental home using the anticipated or existing cash flow on the property to qualify. This could be an ideal solution for both first-time and seasoned real estate investors.
Ready to Learn More?
Contact one of our experienced loan professionals today to discuss your home financing needs.
Call us today: (888) 379-0303
Four Landmark Sq. Suite 300
Stamford, CT 06901