Simple Access – 1099 Only Program

Simple Access – 1099 Only Program

If your income is primarily 1099-based, you may find it challenging to get approved for a conventional home loan. Fortunately, Luxury Mortgage now offers a flexible new option designed to help 1099 earners secure affordable home loans. Conventional Mortgages for...
Gearing Up for Spring Home Buying Season

Gearing Up for Spring Home Buying Season

The spring home buying season is just around the corner–are you prepared? Hopeful home buyers this spring will have some advantages as well as some challenges, depending on their location. Inventory seems to be getting better in many of the nation’s major housing...
How to Explain Fluctuating Rates to Clients

How to Explain Fluctuating Rates to Clients

The continued spread of the Coronavirus has people throughout our country and across the globe, feeling afraid of what is to come in the next few weeks and months. Clients with a real estate transaction in process can experience those fears compounded as they watch...
What to Expect from Home Appraisals During the Coronavirus Pandemic

What to Expect from Home Appraisals During the Coronavirus Pandemic

The spread of the Coronavirus is impacting the real estate and mortgage industries in unprecedented and unusual ways. One crucial step in every mortgage transaction, the home appraisal, has become increasingly challenging in recent days.Before the current pandemic, a...
Are Stated Income Loans Still Available?

Are Stated Income Loans Still Available?

Looking for a stated income loan to finance a home purchase? Although they still exist, they’re harder to find in the post-recession market. And for those who do find them, there may be a better alternative. What are Stated Income Loans? For hopeful home buyers who...
How to Use Investor Cash Flow Loans to Build Your Real Estate Portfolio

How to Use Investor Cash Flow Loans to Build Your Real Estate Portfolio

Have your goals set on establishing a real estate portfolio? This might be your year! Interest rates are staying low, rental prices are on the rise and home equity growth continues to climb. But deciding to buy a rental property isn’t something to take lightly. There...