Great Relocation Resources

Great Relocation Resources

If you’re relocating to another neighborhood, another city, or another state, you’ll need to know a thing or two about your new surroundings. For home buyers, that includes digging up data on real estate prices, home values, and real estate agents – in addition to...
Second Homes vs Investment Properties

Second Homes vs Investment Properties

What is the difference between a second home and an investment property? Although they sound very similar, the two types of homes are actually quite different – especially when it comes to their financing. Oftentimes people will use the terms “second home” and...
Some of the Hottest Housing Markets in the US

Some of the Hottest Housing Markets in the US

Where is the US real estate market really booming? These five markets are seeing things heat up amid the spring/summer buying season. San Antonio, TX During the recession and housing downturn of 2007-2008, Texas seemed to fare pretty well, with several cities bouncing...
Fixed Rate Mortgages vs ARMs – Pros and Cons

Fixed Rate Mortgages vs ARMs – Pros and Cons

When it comes to finding the best home mortgage for their needs and budget, most borrowers focus their attention on the interest rate. Understandable, since the interest rate can dramatically affect the affordability of a loan. So when looking at home loans...
Understanding Private Mortgage Insurance – How Does It Work?

Understanding Private Mortgage Insurance – How Does It Work?

PMI, an abbreviation for private mortgage insurance, is an insurance premium charged by mortgage lenders and paid for by the mortgage borrower. Do I have to pay PMI? PMI is generally required on conventional home loans with an LTV (loan-to-value) ratio of more than 80...
What Does Home Insurance Cover?

What Does Home Insurance Cover?

Homeowners insurance gives you more than just peace of mind. It provides financial protection against damage to your home and property, as well as legal protection for you and your family if they are held liable for injuries to others while in your home. For these...