Considering Purchasing Your First Investment Property? Here’s What You Should Know

Considering Purchasing Your First Investment Property? Here’s What You Should Know

There are around 20 million rental properties in the U.S., and about 14 million of those are owned by individual investors. Might you join their ranks? Here are a few things to consider. Know That You’re Ready Financially ready. Lenders often want at least 15%...
How Bank Statement Loans Leverage Non-Traditional Income

How Bank Statement Loans Leverage Non-Traditional Income

While self-employment may offer freedom and higher earnings than salaried jobs for many, it can also be a roadblock when applying for a mortgage loan that requires traditional income documentation. Our Simple Access® Non-QM Bank Statement loan seeks to remedy that...
Real Estate Investing: An Excellent Way to Generate Passive Income

Real Estate Investing: An Excellent Way to Generate Passive Income

Reality TV makes it look as if most real estate investing involves active, dusty, dirty work on fixer-uppers for fast flipping. But in true reality, more real estate investing is passive and focused on long-term financial goals. Let’s look at a few ways you can...
Home Prices Are Dropping, Here’s What You Need to Know

Home Prices Are Dropping, Here’s What You Need to Know

After a white-hot run over the past few years, the housing market is showing signs of cooling; home prices are dropping in many areas. In a June 2022 assessment of regional housing markets, CoreLogic determined that 45 markets have more than a 50% probability of...
Summer Home Buying Tips

Summer Home Buying Tips

If you’re shopping for a new home this summer, you’ve probably got interest rates, inflation, inventory issues, and more on your mind. Here are a few tips to help you through the summer home-buying season. Don’t Make Rash Decisions Over Interest...
Requirements for Non-QM Loan Qualification

Requirements for Non-QM Loan Qualification

Today’s homebuyers have increasingly diverse financial profiles that don’t always fit the requirements of conventional and government mortgages. Let’s take a look at some of the different requirements for Non-QM loans. You might be surprised which niche...