Buying Your First Investment Property

Buying Your First Investment Property

You’ve done your homework. You’ve calculated operating costs, evaluated margins, factored in unexpected costs, and considered return on the dollar. You’ve weighed all the risks and rewards and decided that investing in real estate is a great way to diversify your...
How do I know if I qualify for a Non-QM loan?

How do I know if I qualify for a Non-QM loan?

Conventional loans may not be the best-fit mortgage for everybody; borrowers with unique financial circumstances may have difficulty qualifying based on conventional lending requirements. The good news is non-qualified mortgages, or Non-QM loan products, are designed...
Non-QM Highlight: Full Documentation Financing

Non-QM Highlight: Full Documentation Financing

Home buyers who are recovering from an unexpected credit event or those who are self-employed, small business owners or investors might think it’s nearly impossible to find a lender to approve a mortgage loan, leaving them fewer options to finance their home purchase....
Simple Access Programs: Setting Self-Employed, Investors & Independent Contractors Up for Success

Simple Access Programs: Setting Self-Employed, Investors & Independent Contractors Up for Success

When it comes to financing a home mortgage, borrowers may not always think outside the box. Conventional, FHA, VA, and USDA loans are on everyone’s radar. But not everyone fits into those boxes. Self-employed, property investors, and contractors may have good credit,...
Investment Purchases on the Rise for the First Time in a Year

Investment Purchases on the Rise for the First Time in a Year

It’s a great time to be a real estate investor. According to Redfin, investor home purchases in the U.S. rose by 2.7% year over year in the first quarter, marking the first period of growth since the pandemic began in 2020. The increase follows three consecutive...
Financing a Rental Property Using Future Rents

Financing a Rental Property Using Future Rents

As the number of renter households continues to grow, diversifying your financial portfolio by adding investment rental properties offers landlords many advantages, including increasing reliable cash flow, building equity faster, and potential tax benefits. Another...