by luxretail | Dec 28, 2021 | Home Buying, Self Employed
There are many benefits to being a gig worker, independent contractor, or freelancer, including flexible hours, financial freedom, being your own boss, a sense of ownership, security, and having a more balanced lifestyle. But one financial drawback for non-traditional...
by luxretail | Nov 18, 2021 | Home Buying, Self Employed
Not a W-2 earner? Not everyone is. And sometimes a conventional mortgage loan isn’t the answer to your unique work situation. Self-employed, independent contractors, gig workers, commissioned-based employees, landlords, or anyone else who does not have a standard W-2...
by luxretail | Oct 7, 2021 | Home Buying, Investors, Self Employed
Conventional loans may not be the best-fit mortgage for everybody; borrowers with unique financial circumstances may have difficulty qualifying based on conventional lending requirements. The good news is non-qualified mortgages, or Non-QM loan products, are designed...
by luxretail | Sep 10, 2021 | Home Buying, Market News, Self Employed
(855) 288-4555 Get a Free Quote in Minutes Non-qualified mortgages, or Non-QM loans, are products designed to help homebuyers whose financial scenarios fall outside of traditional mortgage criteria – this includes real estate investors. During the early part of...
by luxretail | Aug 6, 2021 | Home Buying, Investors, Self Employed
Home buyers who are recovering from an unexpected credit event or those who are self-employed, small business owners or investors might think it’s nearly impossible to find a lender to approve a mortgage loan, leaving them fewer options to finance their home purchase....
by luxretail | Jul 5, 2021 | Investors, Self Employed
When it comes to financing a home mortgage, borrowers may not always think outside the box. Conventional, FHA, VA, and USDA loans are on everyone’s radar. But not everyone fits into those boxes. Self-employed, property investors, and contractors may have good credit,...
