by luxretail | Oct 25, 2022 | Home Buying, Self Employed
If you’re an independent contractor, you’re part of a rising tide in a recent workforce change in which more high-skilled workers are choosing contract work over salaried positions. But many mortgage products are tailored to people in the latter group,...
by luxretail | Sep 27, 2022 | Home Buying, Investors
If you’re thinking of purchasing an investment property, you’re in good company – investors bought a record share of homes last year. So what can you buy? Let’s take a look at the property types and the best financing for them. Eligible...
by luxretail | Aug 26, 2022 | Home Buying
At heart, a good loan officer’s goal is to keep you informed on the mortgage products that best fit your unique needs. Knowledge and understanding of these financial tools is often key to your success in a variety of important ways. Let’s consider a few....
by luxretail | Jun 16, 2022 | Home Buying, Investors, Self Employed
Today’s homebuyers have increasingly diverse financial profiles that don’t always fit the requirements of conventional and government mortgages. Let’s take a look at some of the different requirements for Non-QM loans. You might be surprised which niche...
by luxretail | May 17, 2022 | Home Buying, Investors, Self Employed
Not all Non-QM products are right for all, as the diverse programs are designed to meet the unique needs of specific types of borrowers. Determining which Non-QM loans fit your needs requires a deep dive into your goals and finances – best done in consultation...