by luxretail | May 17, 2022 | Home Buying, Investors, Self Employed
Not all Non-QM products are right for all, as the diverse programs are designed to meet the unique needs of specific types of borrowers. Determining which Non-QM loans fit your needs requires a deep dive into your goals and finances – best done in consultation...
by luxretail | Mar 16, 2022 | Home Buying, Investors, Self Employed
Traditional mortgage products aren’t the only way to qualify for a home loan. With more and more home buyers working non-traditional jobs, the lending landscape is changing to address the specific income status of those unique potential home buyers. Cue: Simple...
by luxretail | Feb 17, 2022 | Home Buying, Self Employed
Are you self-employed? A gig economy worker? Perhaps you generate income from investments rather than a salary. If so, or if you have similar non-traditional income, the standard approval process of a traditional mortgage may not suit your unique situation. But a bank...
by luxretail | Nov 18, 2021 | Home Buying, Self Employed
Not a W-2 earner? Not everyone is. And sometimes a conventional mortgage loan isn’t the answer to your unique work situation. Self-employed, independent contractors, gig workers, commissioned-based employees, landlords, or anyone else who does not have a standard W-2...
by luxretail | Oct 7, 2021 | Home Buying, Investors, Self Employed
Conventional loans may not be the best-fit mortgage for everybody; borrowers with unique financial circumstances may have difficulty qualifying based on conventional lending requirements. The good news is non-qualified mortgages, or Non-QM loan products, are designed...
