Loans for Non-Warrantable Condos – We Can Help

Loans for Non-Warrantable Condos – We Can Help

Thinking of buying a condo? One of the factors that could affect your home financing choice is whether or not the condo is warrantable. But how do you know if a condo is warrantable or non-warrantable? Today we’ll delve into the differences between warrantable and...
Qualifying for a Mortgage Using Assets Instead of Income

Qualifying for a Mortgage Using Assets Instead of Income

Is it possible to get a mortgage without having to document income? This is a question many non-traditional home buyers ask when beginning their homeownership journey. The answer is yes! In fact, there are multiple options for loans when it comes to using other...
Loans for Non-Warrantable Condos – We Can Help

Financing Rental Properties Beyond Fannie Mae and Freddie Mac Limits

Thinking of purchasing a rental home? Be sure to research the financing options that are available, including conforming and non-conforming loans. Conforming Loans & Their Limits Conforming loans are mortgages that meet the funding criteria of Freddie Mac and...
Qualifying for a Mortgage Using Assets Instead of Income

Benefits of Investor Cash Flow Home Loan

For those working to build a portfolio of income-generating properties, finding the best financing plan can often seem like a challenge. Fortunately, today’s mortgage marketplace offers options to help investment property buyers secure a loan. At Luxury Mortgage, we...
Second Homes vs Investment Properties

Second Homes vs Investment Properties

What is the difference between a second home and an investment property? Although they sound very similar, the two types of homes are actually quite different – especially when it comes to their financing. Oftentimes people will use the terms “second home” and...